BANK OWNED FORECLOSURE!! Not a short sale! 4 Bedroom / 2.5 Bath With 1 Attached Wall! Just Completed a Freshly Painted Interior, New Carpet, New Range, Dishwasher and Microwave and Miscellaneous Repairs. Features Include 1 Bedroom on Main Level and Fireplace in Family Room. Buyer/Agent to verify Room Sizes/Dimensions. See disclaimer in supplement..

Not a short sale!! 2 Bed / 2 Bath Condo in Carmel Pointe !!! Just Completed a Freshly Painted Interior, New Carpet and Miscellaneous Repairs. This home features Granite Counters in Kitchen and Baths, Neutral Color throughout, Master Bath with Garden Tub, Balcony and Great Location Close to Shopping, Schools, Parks and Great Freeway Access to 56 and 5. Complex Features Exercise Room, Pool and Spa. Buyer/Agent to verify room sizes/dimensions/HOA/Mello Roos. See disclaimer in supplement...

**Fannie Mae Owned** Great condo in a quiet community! Very bright & open floor plan, new appliances, new carpet, 1 car detached garage, private patio area. This is perfect for a first time buyer. Must see!

Wall paper being removed, unit being repainted, new carpeting and new appliances being installed. Property will be ready for showing on Monday 9/6/2010. Due to work being done, unsafe to enter. There is a bedroom and bath on the main level and a den (which could be an office) with 1/2 bath also on the main level.Fabulous views of La Costa's South Golf Course from the living room and deck. Plenty of parking for visitors in front of the unit and an underground parking structure with storage for owners.

REO opportunity in a great location. Gated complex close to all! Updated kitchen with stainless steel appliances, neutral carpet and paint, private patio and more! A pest inspection has been completed at seller's expense and is attached to the listing for review. All offers should include: Purchase Agreement (new CAR revised 4/10), proof of funds, pre-quall letter, EMD, the Termite report - buyer to initial each page and sign and date the final page and the following CAR forms: BIA-A, REO, AD.

Largest unit in complex with private driveway. Granite kitchen with stainless appliances. Distressed hardwood floors downstairs. Private backyard area. Available for Home Path financing with as little as 3% down.

Desireable 1 bedroom condo located in the hilltop gated community of Vista Way Village. This unit is located at the highest point in the complex with dramatic southerly views from windows and balcony.

THIS IS A END UNIT WITH A 2 CAR ATTACHED GARAGE WITH EPOXY FLOORS, PATIO YARD ENTRY,ALL BEDROOMS UPSTAIRS ALONG WITH THE CONVENIANT LAUNDRY ROOM. GREAT FLOOR PLAN, NICE LARGE KITCHEN.

BANK OWNED! GREAT OPPORTUNITY. +55 Community, Remodeled Kitchen, Cabinets, Stainless Sink, & Bosch Dishwasher. Brand New Carpeting.

Price Reduction. Need a buyer ASAP. REO!!! Ocean view unit in Oceanside Harbor.Wall to ceiling windows take full advantage of panoramic ocean/harbor view.Unit has newly remodeled kitchen and hardwood flowers.Building has security entrance & elevator.Sale not final until bank upper management approves. Land Purchase Fees have not been paid on this unit.Buyer to investigate option to purchase. Buyer to verify all information in this listing prior to COE. Buyer to pay a $75 doc prep fee at COE.

Bank Owned!! Stunning townhome situated off street (quiet location) near communty pool. 2 car garage with direct access to private patio yard. Dual master suites. Spacious kitchen area. Numerous enhancements... new vanity in bath, various fixtures, and more. Hurry, this won't last!!

Not a short sale! Come see this bank owned foreclosure in the desirable Cambria community. This end unit townhome is one level on the ground floor and has high ceilings and a private patio off the living room and bedroom. Remodeled with new kitchen appliances, plantation shutter window coverings, wooden flooring in living area, new carpet and paint and fireplace inset. The Cambria community features 2 pools, 2 spas and 2 tennis courts.Great opportunity to reside in a very convenient location.

HUD Home Sold AS-IS. Open to owner-occupant and investor bidding. Sold by electronic bidding only. Brokers use HUD NAID # to bid. Bids accepted daily. PEMCO makes no warranty as to the existence of mold and is not liable for potential harmful effects. Insured with FHA Repair Escrow amount of $1,980. FHA case # is 044-422196. Buyer to verify all.

GREAT OPPORTUNITY! Two story townhome in gated community of Leucadia Village with 2 bedrooms 2 bath plus loft. Court yard entry. Full bedroom and bath on main floor. Bonus room downstairs can be used as den or office. Spacious master bedroom with fireplace and vaulted ceiling. Nice sized patio. Upstairs loft - permits unknown. Needs some TLC. Great cul-de-sac location and close to pool area. No neighbor behind. Community offers pool, spa, and a tennis court.

REO. Spacious 2bed/2bath with 2 balconies. Property features new paint 2-tone color, new carpets,all appliances and one detached parking. Perfect for investor or 1st time home buyer. BRING ALL OFFERS. Shows nicely!

Just reduced as of 09/01. Excellent REO opportunity in a great location. Well maintained complex, updated kitchen, private patio and more. A pest inspection has been completed at seller's expense and is attached for review. All offers should include: Purchase Agreement (new CAR revised 4/10), proof of funds, pre-quall letter, EMD, the Termite report - buyer to initial each page and sign and date the final page and the following CAR forms: BIA-A, REO, AD. Sold As-Is, buyer to verify all info before COE.

BEST LOCATION! END UNIT UNDER THE TREES ON CULDESAC. STEPS TO CLUBHOUSE, COMMUNITY POOL/RECREATION AREA. LOTS OF EXTRA PARKING, ATTACHED 1 CAR GARAGE AND CARPORT.

A Highly Sought After Top End Unit Condo with a View in the Villas of Calavera Hills! Surrounded by landscaping that provides privacy! Light, Bright & Open floor plan with Vaulted Ceilings in the LR & MBR! Has cozy brick fireplace & large tile deck patio! Enjoy sitting outside or have a barbeque with friends under a huge covered patio! The Villas features a community pool/spa & beautifully landscaped open areas & lots of guest parking! Close to schools, freeways, shopping & beach! Submit Your Offer Today!

Bank REO! Great opportunity! Good floor plan with open living room, nice rear yard. Needs TLC but great potential!!

BANK OWNED! 2 bedroom, 2 bathroom, 1,032 sq. ft. Condo. This home also features a one car garage, full size laundry room and 2 patios and backs up to a large green belt area. The property is conveniently located in the desirable community of Village Park in Encinitas and close to stores, schools and shopping. This community also offers a tennis court, basketball court, pool and spa area and pocket parks throughout the surrounding areas.

Fannie Mae Owned! Great 2 story condo with attached garage! Spacious floorplan, light and bright throughout, private fenced patio & balcony. Loacted in a quiet & well maintaned community. Must See!

Welcome to La Costa! Thoughtfully appointed 2 bedroom split level condo featuring artisan stone tile work, wood floors, granite countertops, and stainless steel appliances. The unit also boasts an enormous balcony overlooking La Costa Country Club. Purchase for as little as 3% down using Fannie Mae HomePath Financing

This one has it all!!!Private lot, picturesque setting, pool, sof t natural light!!This adorable Mediterranean style condo is in top notch condition!! Nicely remodeled unit is in a serene, canyon like setting. Enoy the ebony finished cabinetry in the kitchen, stainless steel appliances and very generous living room. Nice size exterior patio is perfect for entertaining guests!!! Come see me!!!

Great Location, close to Beach....End unit Condo in Park Place Bluff...3 Bedroom/1.5 Bath....Travertine flooring downstairs.... Beach Rock Fireplace in Living Room....Private Patio with Tropical setting....Bank-owned ready to close this summer!

Cash only due to HOA litigation/low owner occupancy. Sold as-is, BTVAB4COE. Information in this listing is believed to be accurate but not guaranteed. Seller has not seen or occupied the property and is exempt from most disclosures.

This home is located in tHE very Northwest building in the complex with gorgeous ocean views! Gourmet kitchen with granite countertops - designer tile.Cozy fireplace in livingroom. OceanViews from master bedroom upstairs, Complex features Pool&Spa with a nice clubhouse !!!!!!!

second level unit in La Costa Hills, has deck/balcony off dining room and one car garage. laundry in unit. wood type floors and neutral tones.

Coastal living done right! Amazing opportunity to own an affordable condo 1 block from the beach. 2 bedrooms, 2.5 baths, 2 balconies, 2 separate one car garages, all located on a cul de sac. Purchase for as little as 3% down with a Fannie Mae HomePath Mortgage.

The quintisential beach condo. REO but doesn't feel like it. This terrific top floor unit features hardwood flooring, maple cabinets & an updated bathroom. New electric range. There's even a peak ocean view from the living room! Welcome home!

WOW! Enjoy the stunning ocean views and watch the surf break from your own roof top terrace. Located in the Coastal Town loft community, this stunning 3 bedroom 3 and a half bath condo offer contemporary living at it;'s best! The ground floor features a full bed/bath which is perfect for your home office. The two car garage has a dumb waiter in it to get your groceries where they need to go with little effort. The second level offers 2 master suites and the third level offers an open living room/kitchen

Great Price for coastal living, walking distance to downtown Carlsbad and Beach, Bright and Open Floorplan with high ceilings,fireplace in master bedroom and living room, private patio with lush landscaping, large bedrooms, oversize 2 car garage,

Fannie Mae owned property, eligible for Fannie Mae's "Homepath" financing. For owner occupants: 3% down, No PMI & No Appraisal. This is affordable family living: 3br 2ba, 2Car Gar. Close to shopping, parks, restaurants. Minutes to the beaches, golf courses & Camp Pendleton.

Nice Home in Santa Fe Hermosa, Good condition single story 2 bedroom 2 bath. Large flat backyard, attached garage and covered patio.

Nice & Cozy end unit located in a great community of Tanglewood featuring 2-Spacious Bedrooms 1.5-Bath. It has central A/C & heat, and a small yard/patio at the rear which leads to the 2 car garage. Kitchen w/ woodenn cabinets. Close to shopping. Must See!

Beautiful condo in a gated complex on the first floor. This condo is full of upgrades with granite counters, stainless steel appliances, fireplace, and detached one car garage + 1 assigned space. Located close to pool and clubhouse!!

BANK-OWNED !!!! NOT A SHORT SALE !!!! BANK WANTS THIS HOME SOLD !!!! GREAT LOCATION !!!! GREAT CONDITION !!! PROPERTY SOLD AS-IS / BUYER TO VERIFY ALL INFO B4 COE ***DO NOT CALL FOR STATUS, IF HOME SHOWS "ACTIVE", THEN THE BANK IS ACCEPTING OFFERS **** Unsure if it will go FHA/VA, Buyer to verify with their own lender. Thanks!

BANK OWNED FORECLOSURE. FANTASTIC LA COSTA CONDO IN "VILLA LA COSTA". PRIVATE ATTACHED DIRECT ACCESS 1 CAR GARAGE WITH FULL SIZE LAUNDRY. FULL 1 BEDROOM & 1 BATH DOWNSTAIRS. OPEN FLOORPLAN GREATROOM, VAULTED CEILINGS IN KITCHEN & LIVING ROOM. GREAT PATIO FOR BBQs. BONUS ROOM UPSTAIRS IS LOFT, LARGE ENOUGH FOR BEDROOMN OR OFFICE, WITH WALK IN CLOSET. COME LIVE THE SAN DIEGO LIFESTYLE JUST 3 MILES TO THE BEACH. 1/2 MILE TO LA COSTA RESORT, STARBUCKS, ALBERTSONS & RESTAURANTS.

Come by and see this beatiful unit. Traventine floors throughout including kitchen which includes granite countertops, new paint and carpets. Affordable livingin Del Mar, great location close to beach and easy access to 5 freeway.

Great La Costa townhouse in Arroyo Villa complex with updated kitchen, open living area, laminate wood floors, 2 balconies, patio, community pool and more! Sold as is.

Reduced ! Property recently remodelled, must see to appreciate, granite counters, new bath vanity, new carpet, and more. This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down - approved for HomePath Mortgage Financing.

BANK OWNED FORECLOSURE!! Not a short sale! 2 Bedroom / 2 Bath Condo!! 5th Floor Unit with Panoramic and Ocean Views. Unit is Completely Bare with no Drywall or Flooring. Bring your Imagination. See Supplement for Additional Land Option. See disclaimer in supplement... Buyer / Agent to verify SQFT/Room Size Dimensions

Wow! Great 1 bedroom 1 bathroom upgraded unit located in the Del Mar Heights community! Great curb appeal, great location, close to beaches, racetracks, shops, and dining! Quiet complex, community pool. Interior features neutral carpet and paint colors, granite counter tops, all appliances intact including fridge! Move in ready, just bring your toothbrush!

REDUCED 7/26! GORGEOUS PANORAMIC OCEAN & HARBOR VIEWS! Condo located in Marina Towers. West of Pacific Coast Highway! Interior has been striped to wall framing. There are no interior improvements - including no flooring and no appliances. Unit is framed to a 2 bedroom and 2 bathroom floor plan. Walk to beach, harbor restaurants & shops! See supplement regarding land buy out.

Come view this single story 2 bedroom 2 bath in a 55+ community. This home includes a spacious floorplan, attached one car garage and large covered patio. Come and enjoy the quietness and the tranquility you deserve. Come show and sell! This is a Fannie Mae HomePath property.

This is a Fannie Mae HomePath property located in convenient Jeffries Ranch area, only minutes from beaches and I-15. Beautiful grounds with walking trails and play areas. Finance this 3 bedroom, 2.5 bath home for as little as 3% down. This property is approved for Homepath Financing and HomePath Renovation financing.

THIS UPGRADED DOWNSTAIRS UNIT HAS A FRESH COAT OF CUSTOM COLORED PAINT AND BRAND NEW CARPET!!! CEILING FANS IN BOTH BEDROOMS MIRRORED CLOSET IN 2ND BEDROOM. THE MASTER BEDROOM HAS A WALK IN CLOSET . THE KITHCHEN AND BOTH BATHROOMS HAVE GRANITE WITH CHESTNUT COLORED CABINETS, STAINLESS STEELE APPLIANCES. LAUNDRY AREA HAS A STACKABLE WASHER AND DRYER..THIS UNIT IS ON THE GROUND FLOOR AND HAS A PRIVATE GATED ENTRY INTO YOUR OWN PATIO THAT IS GATED. THE GARAGE IS A 1 CAR DETACHED JUST TO THE LEFT OF UNIT...

West of I-5 home presents outstanding opportunity to live within walking or biking distance to Tamarack Beach & Carlsbad Village. Complex features tropical, lushly landscaped common areas, pool, spa, fountain. 1 car garage, views overlooking pool & serene common area. Master w/ two patios and large bath with soaking tub, secondary bedroom has full bath. Unbeatable value for this much square footage & year round resort style living. Ppty sold as-is,owner makes no representations or warranties.

**Fannie Mae Property** Fabulous Buy for this Newly painted, upgraded unit. Features: New Paint, Carpet, newer stainless steel appliances, Mint Move-In condition, Indoor stackable laundry, 1 Car Dettached garage, private patio, 1st Floor Unit. Shows beautifully. Close to schools, shops & main transportation.

Resort-style oversized swimming pool for exercise or leisure - Relaxing hydrotherapy spa - State-of-the-art fitness facility with cardio and weight-training equipment and television access. The community features include a clubhouse with a private kitchen for elegant entertaining and parties - Sub- terranean and garage parking. - Close to I-5, the 56 and the 805 freeways. The Carmel Valley Community Park and Del Mar Highlands Town Center are all within walking distance for shopping, movies and dining.

Welcome to Oceana! Spacious 2 bedroom floorplan wrapped around a large central atrium. Very open and light! Home also features a separate den with built-in bar, upgraded kitchen, new paint, and carpet throughout. Purchase for as little as 3% down with Fannie Mae HomePath financing.

Bank Owned! Come enjoy the best Carlsbad has to offer. Wonderfully upgraded unit, light and bright, gorgeous hard wood floors, Corian solid surface counter tops, maple cabinets, stainless steel appliances, dual pane windows: all new in 2005. West of the "5", walk to the beach or Carlsbad Village. Vacation rentals allowed in this complex.

Back on market!! Spacious end unit in the heart of La Costa. New paint and carpet, views of the pool from the balcony and assigned one car garage. This one will not last long. Purchase for as little as 3% down with Fannie Mae HomePath financing.

Come and view this lower level, light and bright 2 bedroom 2 bath condo in "The Height." This unit includes stainless steel appliances, granite countertops, and a cozy fireplace. Cose to freeways, shops and more. Come show and sell. This is a Fannie Mae HomePath Property.

**Fannie Mae Property** For 55+... Cute as a button....Small private back patio with pond & relaxing views to the South. 1 Car Attached Garage, Indoor Laundry.

Fannie Mae Property! Downstairs Level Unit! With double door entry, Open floorplan, Granite counter tops, Sainless steel appliances, Hardwood floors, 1 car garage. Located in a quiet community, down the street from shopping centers! This is perfect for a first time buyer! Must See! GARAGE#83

DON'T MISS THIS SINGLE STORY GROUND FLOOR END UNIT. THIS IS A LARGE SPACIOUS UNIT WITH A SLIGHT GOLF COURSE VIEW FROM THE BEDROOM. NEEDS A LITTLE WORK THEN IT WILL BE A GEM.

This beautiful 3 bed, 2.5 bath Carmel Valley condo is perfect for first time buyers! Great location -- End unit on larger lot size. Living Area has vaulted ceiling and open floor plan. Kitchen features granite counter tops and stainless steel appliances. One bedroom has a beautiful built in bookcase!Private patio has mature landscaping. Plantation shutters throughout - this unit is ready for your personal touches!

Come and view this 2 bedroom 2 bath condo with 2 balconies and plenty of storage space. This home includes tile and hardwood flooring and laundry hookups.Unit ovelooks pool and is in quiet area of complex. Close to schools, parks and more. Come show and sell! This is a Fannie Mae HomePath property.

***Lovely townhome in desirable community! Offers 2BR/2.5BA, open floorplan, 2-car garage, large living room w/ FPL connected to patio, nice size kitchen w/ granite countertops & tile flooring, large MBR with walk-in closet. SOLD AS IS. ***AGENTS: READ CFR***

Great second floor unit in the heart of Carmel Valley. Close to the 5 and 56 freeways. The unit has just been updated with new flooring, new paint, and the sound proofing was completed. Perfect for a first time buyer!!!

HUGE REDUCTION! NOT A SHORT SALE! Nestled in the SD Corp. Center, just down from the Del Mar Highlands Town Center, minutes from La Jolla, Torrey Pines, Del Mar, Beaches, Ponies, etc. is this large 3 story 2BR/2.5BA condo just steps from the pool/spa below that features vaulted ceilings, marble & slate flooring throughout, cozy LR fireplace, front patio, back balcony, two 3rd floor BR suites with full BAs & plantation shutters, MORE! This is GREAT San Diego living! Please see all Remarks.

BANK OWNED FORECLOSURE!! Not a short sale! 2 Bedroom / 2 Bath Upstairs Corner Unit Condo!! Features include Bright LV, Great Kitchen, Good Sized Bedrooms and Nice Hillside Views. Just Completed a Freshly Painted Interior, NEW Carpet, NEW Vinyl, NEW Range and Miscellaneous Repairs. See disclaimer in supplement...

Amazing opportunity for live-in or investment buyer in contemporary home w/in strolling distance to beach! Tri-level: (1st) 1 BR & 3/4 BA (shower only); (2nd) Master BR & bath (full BA) + BR 2 w/ 3/4 BA, & laundry closet; (3rd) 1/2 BA (toilet & sink), kitchen, & LR. Beautiful cherry cabinets, granite counters, wood flrs & lg window in kitchen. Attached 2-car garage. Endless ocean views from lg rooftop deck. Seller never occupied. Buyer to verify all information within seller's inspection time frame.

**WONDERFUL OCEANSIDE HOME AWAITS YOU** Looking for an Incredible Value to Live & Invest In! This Charming 2Bed/2Bath Twinhome is Move-In-Ready & is Just Waiting For YOU to Call it Your OWN! Perfect Centrally Located Home in Ocean Village. Features Fireplace in Living Room, Private Patio, 2 Car Garage & More! Complex has Pool/Spa & Community Center! With major freeways within minutes away, this Home is close to everything! Near the beach, great schools, shops, parks & much MORE! Submit Your Offer Today!

WOW, ANOTHER HUGE PRICE REDUCTION 7/27/10! REALLY PRICED TO SELL!!Fantastic home by the beach, granite counters,wood flrs,SS appli,end unit,lrg garage.Seller has never occupied the home and is exempt from TDS,SPQ,SAD,property sold in AS-IS condition,no warranties are expressed or implied. Please see attachment for prequal and offer submission requirements. "SEE ATTACHMENT NAMED ON LINE AUCTION BID INFO".